Financial Services

Protecting your home and family

A mortgage is probably one of the most important financial commitments you will make during your life. Therefore it's important to think about how you'll make your repayments or protect you family should your circumstances change.

Be prepared

It may be hard and difficult to think about, but can you imagine what would happen to your home or family if you were to lose your job, become seriously ill or die. Our advisers understand that repayments on a mortgage are just one of the average customer's ongoing monthly expenses with others such as utility bills, food, holidays and children's education to be paid for.

Now imagine how much benefit a lump sum or regular monthly payments could be and how they could help ease or eliminate the financial pressures you or your family could face should the unthinkable happen. The consequences of not helping to ensure a secure financial future for you and your family could be devastating. Our advisers will help you consider the most suitable course of action to help protect the things that matter most to you.

Use the contact me option to record your details and we will have one of our advisers contact you

  • Life assurance
  • This product is designed to ensure that a lump sum is paid on the death of the plan holder to help repay an outstanding debt or to help a dependent maintain a suitable standard of living.
  • Critical illness
  • Critical Illness Cover is designed to provide protection in the event of the diagnosis of one of a range of specified critical illnesses. This type of cover is very often combined with Life Assurance under one policy.
  • Income protection
  • These are often used to provide sickness, accident and or involuntary redundancy cover for either the mortgage repayments or to provide for loss of income should illness, accident or involuntary redundancy occur.
  • Buildings & contents
  • Designed to protect your home and its contents against loss or damage from a wide range of unforeseen events. Lenders will often require confirmation that the building is insured before they will release the funds on the mortgage.

Approval Number HO120274

overview - financial services

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